Peoples Bank & Trust Company

BankManchester, Tennessee
www.bankwithpeoples.com

Total Assets

$171.6M

Total Deposits

$146.8M

Branches

1

Established

1905

TFS Health Grade

$
C+

77.0 / 100

Average financial health

How we grade

Peoples Bank & Trust Company is a bank headquartered in Manchester, Tennessee, established in 1905. With $171.6M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C+ (77.0/100).

Capital & Safety

Tier 1 Capital Ratio
13.69%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
1.82%(1%)
Return on Equity (ROE)
13.98%(10%)
Net Interest Margin
5.08%
Efficiency Ratio
50.68%(60%)

Lending & Liquidity

Total Loans
$114.3M
Loan-to-Deposit Ratio
76.75%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+10.86%
Deposit Growth (YoY)
+9.99%
Net Income
$3.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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