What is Peoples Bank of East Tennessee's financial health grade?

Peoples Bank of East Tennessee has a TFS Financial Health Grade of C- (score: 71.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Peoples Bank of East Tennessee have?

Peoples Bank of East Tennessee has 12 branch locations across the United States.

Is Peoples Bank of East Tennessee FDIC insured?

Yes, Peoples Bank of East Tennessee is FDIC insured (Certificate #34517).

What are the total assets of Peoples Bank of East Tennessee?

Peoples Bank of East Tennessee has total assets of $437.0M as reported in its most recent FDIC filing.

Peoples Bank of East Tennessee

BankMadisonville, Tennessee

www.PBET.bank

Total Assets

$437.0M

Total Deposits

$391.3M

Branches

Established

1997

TFS Health Grade

C-

71.8 / 100

Average financial health

How we grade

Peoples Bank of East Tennessee is a bank headquartered in Madisonville, Tennessee, established in 1997. With $437.0M in total assets and 12 branch locations, it has a TFS Financial Health Grade of C- (71.8/100).

Capital & Safety

Tier 1 Capital Ratio

10.83%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.39%

Profitability

Return on Assets (ROA)

1.42%(1%)

Return on Equity (ROE)

15.32%(10%)

Net Interest Margin

4.94%

Efficiency Ratio

62.55%(60%)

Lending & Liquidity

Total Loans

$293.7M

Loan-to-Deposit Ratio

73.98%

Net Charge-Off Ratio

0.03%

Growth

Asset Growth (YoY)

+6.30%

Deposit Growth (YoY)

+5.55%

Net Income

$6.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Peoples Bank of East TennesseeHQ	4511 Highway 411	Madisonville	TN	11
Peoples Bank of East Tennessee	109 Blue Ridge Dr	Mc Caysville	GA	11
Peoples Bank of East Tennessee	835 Congress Pkwy S	Athens	TN	11
Peoples Bank of East Tennessee	105 Five Points Drive	Ducktown	TN	11
Peoples Bank of East Tennessee	205 Carter St	Loudon	TN	24
Peoples Bank of East Tennessee	2270 Highway 72 N	Loudon	TN	11
Peoples Bank of East Tennessee	4785 Highway 68	Madisonville	TN	11
Peoples Bank of East Tennessee	4653 Highway 411	Madisonville	TN	24
Peoples Bank of East Tennessee	1804 W Broadway Ave	Maryville	TN	11
Peoples Bank of East Tennessee	117 Monroe St	Sweetwater	TN	11
Peoples Bank of East Tennessee	9186 New Highway 68	Tellico Plains	TN	11
Peoples Bank of East Tennessee	1010 Highway 411	Vonore	TN	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.