Wellworth Bank

BankLafayette, Tennessee
www.wellworth.bank

Total Assets

$1.8B

Total Deposits

$1.5B

Branches

20

Established

1909

TFS Health Grade

$
C

75.0 / 100

Average financial health

How we grade

Wellworth Bank is a bank headquartered in Lafayette, Tennessee, established in 1909. With $1.8B in total assets and 20 branch locations, it has a TFS Financial Health Grade of C (75.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.83%(8%)
Total Capital Ratio
14.68%(10%)
Non-Performing Loan Ratio
1.29%

Profitability

Return on Assets (ROA)
1.27%(1%)
Return on Equity (ROE)
13.42%(10%)
Net Interest Margin
3.80%
Efficiency Ratio
58.18%(60%)

Lending & Liquidity

Total Loans
$1.2B
Loan-to-Deposit Ratio
84.01%
Net Charge-Off Ratio
0.09%

Growth

Asset Growth (YoY)
+5.47%
Deposit Growth (YoY)
+5.63%
Net Income
$21.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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