Home Federal Bank of Tennessee

BankKnoxville, Tennessee
www.homefederalbanktn.com

Total Assets

$2.7B

Total Deposits

$2.2B

Branches

23

Established

1936

TFS Health Grade

$
F

52.3 / 100

Poor financial health

How we grade

Home Federal Bank of Tennessee is a bank headquartered in Knoxville, Tennessee, established in 1936. With $2.7B in total assets and 23 branch locations, it has a TFS Financial Health Grade of F (52.3/100).

Capital & Safety

Tier 1 Capital Ratio
16.90%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
4.07%

Profitability

Return on Assets (ROA)
0.21%(1%)
Return on Equity (ROE)
1.24%(10%)
Net Interest Margin
2.07%
Efficiency Ratio
89.15%(60%)

Lending & Liquidity

Total Loans
$1.4B
Loan-to-Deposit Ratio
64.48%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+0.08%
Deposit Growth (YoY)
+0.11%
Net Income
$5.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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