Bank of Tennessee

BankKingsport, Tennessee
www.bankoftennessee.com

Total Assets

$2.0B

Total Deposits

$1.8B

Branches

25

Established

1974

TFS Health Grade

$
C

76.5 / 100

Average financial health

How we grade

Bank of Tennessee is a bank headquartered in Kingsport, Tennessee, established in 1974. With $2.0B in total assets and 25 branch locations, it has a TFS Financial Health Grade of C (76.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.62%(8%)
Total Capital Ratio
12.86%(10%)
Non-Performing Loan Ratio
0.44%

Profitability

Return on Assets (ROA)
1.58%(1%)
Return on Equity (ROE)
17.99%(10%)
Net Interest Margin
3.91%
Efficiency Ratio
60.21%(60%)

Lending & Liquidity

Total Loans
$1.6B
Loan-to-Deposit Ratio
88.81%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
+5.95%
Deposit Growth (YoY)
+5.32%
Net Income
$31.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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