What is First Federal Bank's financial health grade?

First Federal Bank has a TFS Financial Health Grade of D+ (score: 67.9/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Federal Bank have?

First Federal Bank has 17 branch locations across the United States.

Is First Federal Bank FDIC insured?

Yes, First Federal Bank is FDIC insured (Certificate #29782).

What are the total assets of First Federal Bank?

First Federal Bank has total assets of $1.1B as reported in its most recent FDIC filing.

First Federal Bank

BankDickson, Tennessee

www.ffbtn.com

Total Assets

$1.1B

Total Deposits

$943.5M

Branches

Established

1936

TFS Health Grade

D+

67.9 / 100

Below average financial health

How we grade

First Federal Bank is a bank headquartered in Dickson, Tennessee, established in 1936. With $1.1B in total assets and 17 branch locations, it has a TFS Financial Health Grade of D+ (67.9/100).

Capital & Safety

Tier 1 Capital Ratio

10.55%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.43%

Profitability

Return on Assets (ROA)

1.58%(1%)

Return on Equity (ROE)

14.95%(10%)

Net Interest Margin

3.36%

Efficiency Ratio

50.35%(60%)

Lending & Liquidity

Total Loans

$620.4M

Loan-to-Deposit Ratio

64.42%

Net Charge-Off Ratio

0.16%

Growth

Asset Growth (YoY)

+9.22%

Deposit Growth (YoY)

+9.36%

Net Income

$16.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Federal BankHQ	611 E College St	Dickson	TN	11
First Federal Bank	2310 Highway 96	Burns	TN	11
First Federal Bank	1370 Highway 100	Centerville	TN	11
First Federal Bank	2 Court Sq	Charlotte	TN	11
First Federal Bank	2034 Wilma Rudolph Blvd	Clarksville	TN	11
First Federal Bank	502 Madison St	Clarksville	TN	11
First Federal Bank	1780 Madison St	Clarksville	TN	11
First Federal Bank	400 Highway 149	Clarksville	TN	11
First Federal Bank	260 Dover Rd	Clarksville	TN	11
First Federal Bank	200 Henslee Dr	Dickson	TN	11
First Federal Bank	601 Highway 46 S	Dickson	TN	11
First Federal Bank	302 Fairview Blvd	Fairview	TN	11
First Federal Bank	9597 Us Highway 70 E	Mc Ewen	TN	11
First Federal Bank	590 Broadway Ave	New Johnsonville	TN	11
First Federal Bank	4701 Highway 49 W	Vanleer	TN	11
First Federal Bank	122 W Main St	Waverly	TN	11
First Federal Bank	4363 Highway 70 E	White Bluff	TN	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.