What is One Bank of Tennessee's financial health grade?

One Bank of Tennessee has a TFS Financial Health Grade of C+ (score: 79.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does One Bank of Tennessee have?

One Bank of Tennessee has 20 branch locations across the United States.

Is One Bank of Tennessee FDIC insured?

Yes, One Bank of Tennessee is FDIC insured (Certificate #8432).

What are the total assets of One Bank of Tennessee?

One Bank of Tennessee has total assets of $1.7B as reported in its most recent FDIC filing.

One Bank of Tennessee

BankCookeville, Tennessee

onebanktn.com

Total Assets

$1.7B

Total Deposits

$1.5B

Branches

Established

1901

TFS Health Grade

C+

79.8 / 100

Average financial health

How we grade

One Bank of Tennessee is a bank headquartered in Cookeville, Tennessee, established in 1901. With $1.7B in total assets and 20 branch locations, it has a TFS Financial Health Grade of C+ (79.8/100).

Capital & Safety

Tier 1 Capital Ratio

8.96%(8%)

Total Capital Ratio

15.72%(10%)

Non-Performing Loan Ratio

0.01%

Profitability

Return on Assets (ROA)

2.04%(1%)

Return on Equity (ROE)

26.80%(10%)

Net Interest Margin

3.88%

Efficiency Ratio

49.38%(60%)

Lending & Liquidity

Total Loans

$1.1B

Loan-to-Deposit Ratio

71.93%

Net Charge-Off Ratio

0.04%

Growth

Asset Growth (YoY)

+2.27%

Deposit Growth (YoY)

-0.16%

Net Income

$33.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
One Bank of TennesseeHQ	140 S Jefferson Ave	Cookeville	TN	11
One Bank of Tennessee	404 Main St	Baxter	TN	11
One Bank of Tennessee	6904 S York Hwy	Clarkrange	TN	11
One Bank of Tennessee	1108 E 10th St	Cookeville	TN	11
One Bank of Tennessee	237 S Willow Ave	Cookeville	TN	11
One Bank of Tennessee	2271 Dunbar Rd	Crossville	TN	11
One Bank of Tennessee	225 West Ave	Crossville	TN	11
One Bank of Tennessee	178 Elmore Rd	Crossville	TN	11
One Bank of Tennessee	6371 Peavine Road	Crossville	TN	11
One Bank of Tennessee	416 E Central Ave	Jamestown	TN	11
One Bank of Tennessee	316 W Race St	Kingston	TN	11
One Bank of Tennessee	603 N Kentucky St	Kingston	TN	24
One Bank of Tennessee	1477 W Main St	Livingston	TN	11
One Bank of Tennessee	408 E Stratton Ave	Monterey	TN	11
One Bank of Tennessee	100 W Commercial Ave	Monterey	TN	11
One Bank of Tennessee	1298 Oak Ridge Tpke	Oak Ridge	TN	11
One Bank of Tennessee	105 Gail Ln	Oliver Springs	TN	11
One Bank of Tennessee	15730 Scott Hwy	Oneida	TN	11
One Bank of Tennessee	576 W Bockman Way	Sparta	TN	11
One Bank of Tennessee	1015 Main St	Wartburg	TN	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.