Total Assets
$1.7B
Total Deposits
$1.5B
Branches
20
Established
1901
One Bank of Tennessee is a bank headquartered in Cookeville, Tennessee, established in 1901. It holds $1.7B in total assets across 20 branch locations. In our editorial opinion, based on public FDIC/NCUA data, One Bank of Tennessee earns a TFS Financial Health Grade of A- (86.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
86.9 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| One Bank of TennesseeHQ | 140 S Jefferson Ave | Cookeville | TN | 11 |
| One Bank of Tennessee | 404 Main St | Baxter | TN | 11 |
| One Bank of Tennessee | 6904 S York Hwy | Clarkrange | TN | 11 |
| One Bank of Tennessee | 1108 E 10th St | Cookeville | TN | 11 |
| One Bank of Tennessee | 237 S Willow Ave | Cookeville | TN | 11 |
| One Bank of Tennessee | 2271 Dunbar Rd | Crossville | TN | 11 |
| One Bank of Tennessee | 225 West Ave | Crossville | TN | 11 |
| One Bank of Tennessee | 178 Elmore Rd | Crossville | TN | 11 |
| One Bank of Tennessee | 6371 Peavine Road | Crossville | TN | 11 |
| One Bank of Tennessee | 416 E Central Ave | Jamestown | TN | 11 |
| One Bank of Tennessee | 316 W Race St | Kingston | TN | 11 |
| One Bank of Tennessee | 603 N Kentucky St | Kingston | TN | 24 |
| One Bank of Tennessee | 1477 W Main St | Livingston | TN | 11 |
| One Bank of Tennessee | 408 E Stratton Ave | Monterey | TN | 11 |
| One Bank of Tennessee | 100 W Commercial Ave | Monterey | TN | 11 |
| One Bank of Tennessee | 1298 Oak Ridge Tpke | Oak Ridge | TN | 11 |
| One Bank of Tennessee | 105 Gail Ln | Oliver Springs | TN | 11 |
| One Bank of Tennessee | 15730 Scott Hwy | Oneida | TN | 11 |
| One Bank of Tennessee | 576 W Bockman Way | Sparta | TN | 11 |
| One Bank of Tennessee | 1015 Main St | Wartburg | TN | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
86.9
Tier 1 capital ratio
9.09%
Return on assets
2.16%
Non-performing loans
0.01%
Efficiency ratio
49.11%
Asset growth (YoY)
1.09%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.