RockPointBank, National Association

BankChattanooga, Tennessee
www.rockpoint.bank

Total Assets

$344.5M

Total Deposits

$287.6M

Branches

1

Established

2021

TFS Health Grade

$
C

76.8 / 100

Average financial health

How we grade

RockPointBank, National Association is a bank headquartered in Chattanooga, Tennessee, established in 2021. With $344.5M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C (76.8/100).

Capital & Safety

Tier 1 Capital Ratio
12.62%(8%)
Total Capital Ratio
15.84%(10%)
Non-Performing Loan Ratio
0.11%

Profitability

Return on Assets (ROA)
1.19%(1%)
Return on Equity (ROE)
9.63%(10%)
Net Interest Margin
2.96%
Efficiency Ratio
78.59%(60%)

Lending & Liquidity

Total Loans
$282.8M
Loan-to-Deposit Ratio
97.44%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+12.27%
Deposit Growth (YoY)
+12.44%
Net Income
$3.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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