Commercial State Bank, of Wagner

BankWagner, South Dakota
www.commercialstate.com

Total Assets

$255.4M

Total Deposits

$211.5M

Branches

1

Established

1902

TFS Health Grade

$
D+

68.5 / 100

Below average financial health

How we grade

Commercial State Bank, of Wagner is a bank headquartered in Wagner, South Dakota, established in 1902. With $255.4M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D+ (68.5/100).

Capital & Safety

Tier 1 Capital Ratio
11.46%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.34%

Profitability

Return on Assets (ROA)
1.84%(1%)
Return on Equity (ROE)
18.78%(10%)
Net Interest Margin
4.05%
Efficiency Ratio
47.48%(60%)

Lending & Liquidity

Total Loans
$158.5M
Loan-to-Deposit Ratio
73.97%
Net Charge-Off Ratio
-0.14%

Growth

Asset Growth (YoY)
+2.45%
Deposit Growth (YoY)
-2.93%
Net Income
$4.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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