The First National Bank in Sioux Falls

BankSioux Falls, South Dakota
www.fnbsf.com

Total Assets

$2.1B

Total Deposits

$1.7B

Branches

18

Established

1885

TFS Health Grade

$
C

76.0 / 100

Average financial health

How we grade

The First National Bank in Sioux Falls is a bank headquartered in Sioux Falls, South Dakota, established in 1885. With $2.1B in total assets and 18 branch locations, it has a TFS Financial Health Grade of C (76.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.40%(8%)
Total Capital Ratio
15.34%(10%)
Non-Performing Loan Ratio
0.44%

Profitability

Return on Assets (ROA)
1.03%(1%)
Return on Equity (ROE)
11.29%(10%)
Net Interest Margin
3.31%
Efficiency Ratio
64.62%(60%)

Lending & Liquidity

Total Loans
$1.5B
Loan-to-Deposit Ratio
88.66%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+6.72%
Deposit Growth (YoY)
+3.93%
Net Income
$20.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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