Plains Commerce Bank

BankSioux Falls, South Dakota
www.plainscommerce.com

Total Assets

$1.3B

Total Deposits

$1.1B

Branches

8

Established

1931

TFS Health Grade

$
D-

62.2 / 100

Below average financial health

How we grade

Plains Commerce Bank is a bank headquartered in Sioux Falls, South Dakota, established in 1931. With $1.3B in total assets and 8 branch locations, it has a TFS Financial Health Grade of D- (62.2/100).

Capital & Safety

Tier 1 Capital Ratio
10.26%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.11%

Profitability

Return on Assets (ROA)
1.14%(1%)
Return on Equity (ROE)
10.84%(10%)
Net Interest Margin
3.38%
Efficiency Ratio
85.51%(60%)

Lending & Liquidity

Total Loans
$1.1B
Loan-to-Deposit Ratio
102.79%
Net Charge-Off Ratio
0.12%

Growth

Asset Growth (YoY)
+3.00%
Deposit Growth (YoY)
+4.32%
Net Income
$14.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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