American Bank & Trust

BankSioux Falls, South Dakota
www.abt.bank

Total Assets

$2.1B

Total Deposits

$1.9B

Branches

20

Established

1892

TFS Health Grade

$
C+

79.1 / 100

Average financial health

How we grade

American Bank & Trust is a bank headquartered in Sioux Falls, South Dakota, established in 1892. With $2.1B in total assets and 20 branch locations, it has a TFS Financial Health Grade of C+ (79.1/100).

Capital & Safety

Tier 1 Capital Ratio
11.18%(8%)
Total Capital Ratio
15.71%(10%)
Non-Performing Loan Ratio
0.57%

Profitability

Return on Assets (ROA)
1.27%(1%)
Return on Equity (ROE)
13.57%(10%)
Net Interest Margin
3.82%
Efficiency Ratio
53.22%(60%)

Lending & Liquidity

Total Loans
$1.6B
Loan-to-Deposit Ratio
82.08%
Net Charge-Off Ratio
0.05%

Growth

Asset Growth (YoY)
+12.91%
Deposit Growth (YoY)
+10.18%
Net Income
$25.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in South Dakota

Citibank, National Association

Bank

Sioux Falls, SD

$1836.4B

D-

Wells Fargo Bank, National Association

Bank

Sioux Falls, SD

$1822.7B

C

The Bancorp Bank, National Association

Bank

Sioux Falls, SD

$9.3B

C-

Pathward, National Association

Bank

Sioux Falls, SD

$7.6B

C-

First PREMIER Bank

Bank

Sioux Falls, SD

$4.2B

C

Sunrise Banks, National Association

Bank

Sioux Falls, SD

$2.7B

F