Black Hills Community Bank, N.A.

BankRapid City, South Dakota
http://www.BHCBANK.COM

Total Assets

$491.9M

Total Deposits

$436.9M

Branches

2

Established

2007

TFS Health Grade

$
C-

71.0 / 100

Average financial health

How we grade

Black Hills Community Bank, N.A. is a bank headquartered in Rapid City, South Dakota, established in 2007. With $491.9M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C- (71.0/100).

Capital & Safety

Tier 1 Capital Ratio
11.39%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.34%(1%)
Return on Equity (ROE)
15.65%(10%)
Net Interest Margin
3.41%
Efficiency Ratio
57.21%(60%)

Lending & Liquidity

Total Loans
$373.0M
Loan-to-Deposit Ratio
84.18%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+2.91%
Deposit Growth (YoY)
+0.93%
Net Income
$6.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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