What is Rivers Edge Bank's financial health grade?

Rivers Edge Bank has a TFS Financial Health Grade of C (score: 74.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Rivers Edge Bank have?

Rivers Edge Bank has 5 branch locations across the United States.

Is Rivers Edge Bank FDIC insured?

Yes, Rivers Edge Bank is FDIC insured (Certificate #9935).

What are the total assets of Rivers Edge Bank?

Rivers Edge Bank has total assets of $337.3M as reported in its most recent FDIC filing.

Rivers Edge Bank

BankMarion, South Dakota

www.riversedge.bank

Total Assets

$337.3M

Total Deposits

$272.6M

Branches

Established

1904

TFS Health Grade

74.8 / 100

Average financial health

How we grade

Rivers Edge Bank is a bank headquartered in Marion, South Dakota, established in 1904. With $337.3M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C (74.8/100).

Capital & Safety

Tier 1 Capital Ratio

8.46%(8%)

Total Capital Ratio

11.61%(10%)

Non-Performing Loan Ratio

0.16%

Profitability

Return on Assets (ROA)

1.40%(1%)

Return on Equity (ROE)

15.72%(10%)

Net Interest Margin

3.76%

Efficiency Ratio

55.95%(60%)

Lending & Liquidity

Total Loans

$257.7M

Loan-to-Deposit Ratio

93.40%

Net Charge-Off Ratio

-0.01%

Growth

Asset Growth (YoY)

+10.61%

Deposit Growth (YoY)

+3.75%

Net Income

$4.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Rivers Edge BankHQ	211 N Broadway Ave	Marion	SD	11
Rivers Edge Bank	722 Central Ave	Hawarden	IA	11
Rivers Edge Bank	330 Main Street	Bridgewater	SD	11
Rivers Edge Bank	304 S Main St	Howard	SD	11
Rivers Edge Bank	27600 Sd Highway 19, Suite 102	Parker	SD	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.