What is First National Bank's financial health grade?

First National Bank has a TFS Financial Health Grade of C- (score: 72.9/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First National Bank have?

First National Bank has 20 branch locations across the United States.

Is First National Bank FDIC insured?

Yes, First National Bank is FDIC insured (Certificate #14712).

What are the total assets of First National Bank?

First National Bank has total assets of $2.1B as reported in its most recent FDIC filing.

First National Bank

BankFort Pierre, South Dakota

www.firstnationalbanks.com

Total Assets

$2.1B

Total Deposits

$1.6B

Branches

Established

1934

TFS Health Grade

C-

72.9 / 100

Average financial health

How we grade

First National Bank is a bank headquartered in Fort Pierre, South Dakota, established in 1934. With $2.1B in total assets and 20 branch locations, it has a TFS Financial Health Grade of C- (72.9/100).

Capital & Safety

Tier 1 Capital Ratio

20.27%(8%)

Total Capital Ratio

26.80%(10%)

Non-Performing Loan Ratio

0.96%

Profitability

Return on Assets (ROA)

2.24%(1%)

Return on Equity (ROE)

9.57%(10%)

Net Interest Margin

7.93%

Efficiency Ratio

41.31%(60%)

Lending & Liquidity

Total Loans

$1.5B

Loan-to-Deposit Ratio

91.87%

Net Charge-Off Ratio

3.94%

Growth

Asset Growth (YoY)

+22.89%

Deposit Growth (YoY)

+27.26%

Net Income

$41.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First National BankHQ	307 E Hustan Ave	Fort Pierre	SD	11
First National Bank	7777 E Arapahoe Rd	Englewood	CO	11
First National Bank	4532 Mcmurry Ave	Fort Collins	CO	11
First National Bank	1801 59th Ave	Greeley	CO	11
First National Bank	1475 Denver Ave	Loveland	CO	27
First National Bank	1475 Denver Ave	Loveland	CO	11
First National Bank	333 Dakota Ave S	Huron	SD	11
First National Bank	210 Main Ave N	Lake Preston	SD	11
First National Bank	197 Glendale Dr	Lead	SD	11
First National Bank	204 Main Street	Mc Laughlin	SD	11
First National Bank	501 Main St	Midland	SD	11
First National Bank	410 Main Street	Murdo	SD	11
First National Bank	217 Girard Ave	Newell	SD	11
First National Bank	125 W Sioux Ave	Pierre	SD	11
First National Bank	2900 Airport Rd	Pierre	SD	11
First National Bank	632 Main St	Rapid City	SD	11
First National Bank	600 E 60th St N	Sioux Falls	SD	25
First National Bank	955 Main St	Sturgis	SD	11
First National Bank	120 Main Street	Burns	WY	11
First National Bank	5827 Yellowstone Rd	Cheyenne	WY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.