What is Reliabank Dakota's financial health grade?

Reliabank Dakota has a TFS Financial Health Grade of C (score: 73.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Reliabank Dakota have?

Reliabank Dakota has 10 branch locations across the United States.

Is Reliabank Dakota FDIC insured?

Yes, Reliabank Dakota is FDIC insured (Certificate #16221).

What are the total assets of Reliabank Dakota?

Reliabank Dakota has total assets of $771.5M as reported in its most recent FDIC filing.

Reliabank Dakota

BankEstelline, South Dakota

www.reliabank.com

Total Assets

$771.5M

Total Deposits

$635.8M

Branches

Established

1920

TFS Health Grade

73.5 / 100

Average financial health

How we grade

Reliabank Dakota is a bank headquartered in Estelline, South Dakota, established in 1920. With $771.5M in total assets and 10 branch locations, it has a TFS Financial Health Grade of C (73.5/100).

Capital & Safety

Tier 1 Capital Ratio

10.14%(8%)

Total Capital Ratio

15.38%(10%)

Non-Performing Loan Ratio

0.38%

Profitability

Return on Assets (ROA)

1.06%(1%)

Return on Equity (ROE)

15.73%(10%)

Net Interest Margin

2.91%

Efficiency Ratio

66.30%(60%)

Lending & Liquidity

Total Loans

$491.7M

Loan-to-Deposit Ratio

76.64%

Net Charge-Off Ratio

0.05%

Growth

Asset Growth (YoY)

-2.28%

Deposit Growth (YoY)

-2.87%

Net Income

$8.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Reliabank DakotaHQ	211 Main St N	Estelline	SD	11
Reliabank Dakota	200 E. 4th St.	Colton	SD	11
Reliabank Dakota	304 W Sd Highway 38	Hartford	SD	11
Reliabank Dakota	117 Main Avenue	Hayti	SD	11
Reliabank Dakota	11 W William St	Hazel	SD	11
Reliabank Dakota	1003 W 2nd Ave	Humboldt	SD	11
Reliabank Dakota	608 W 86th St	Sioux Falls	SD	11
Reliabank Dakota	720 E Kevin Dr	Tea	SD	11
Reliabank Dakota	1401 4th St Ne	Watertown	SD	11
Reliabank Dakota	830 10th St Sw	Watertown	SD	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.