What is Security National Bank of South Dakota's financial health grade?

Security National Bank of South Dakota has a TFS Financial Health Grade of C- (score: 70.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Security National Bank of South Dakota have?

Security National Bank of South Dakota has 3 branch locations across the United States.

Is Security National Bank of South Dakota FDIC insured?

Yes, Security National Bank of South Dakota is FDIC insured (Certificate #34394).

What are the total assets of Security National Bank of South Dakota?

Security National Bank of South Dakota has total assets of $238.2M as reported in its most recent FDIC filing.

Security National Bank of South Dakota

BankDakota Dunes, South Dakota

http://www.snbsd.com

Total Assets

$238.2M

Total Deposits

$184.2M

Branches

Established

1997

TFS Health Grade

C-

70.3 / 100

Average financial health

How we grade

Security National Bank of South Dakota is a bank headquartered in Dakota Dunes, South Dakota, established in 1997. With $238.2M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (70.3/100).

Capital & Safety

Tier 1 Capital Ratio

13.73%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.00%

Profitability

Return on Assets (ROA)

1.95%(1%)

Return on Equity (ROE)

15.18%(10%)

Net Interest Margin

2.66%

Efficiency Ratio

49.30%(60%)

Lending & Liquidity

Total Loans

$160.9M

Loan-to-Deposit Ratio

86.11%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

-3.14%

Deposit Growth (YoY)

-6.65%

Net Income

$4.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Security National Bank of South DakotaHQ	325 Dakota Dunes Blvd	Dakota Dunes	SD	11
Security National Bank of South Dakota	4621 W 26th St	Sioux Falls	SD	11
Security National Bank of South Dakota	6601 S Louise Ave	Sioux Falls	SD	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.