What is First Fidelity Bank's financial health grade?

First Fidelity Bank has a TFS Financial Health Grade of C (score: 75.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Fidelity Bank have?

First Fidelity Bank has 11 branch locations across the United States.

Is First Fidelity Bank FDIC insured?

Yes, First Fidelity Bank is FDIC insured (Certificate #1122).

What are the total assets of First Fidelity Bank?

First Fidelity Bank has total assets of $704.1M as reported in its most recent FDIC filing.

First Fidelity Bank

BankBurke, South Dakota

www.ffb-sd.com

Total Assets

$704.1M

Total Deposits

$637.2M

Branches

Established

1905

TFS Health Grade

75.8 / 100

Average financial health

How we grade

First Fidelity Bank is a bank headquartered in Burke, South Dakota, established in 1905. With $704.1M in total assets and 11 branch locations, it has a TFS Financial Health Grade of C (75.8/100).

Capital & Safety

Tier 1 Capital Ratio

9.29%(8%)

Total Capital Ratio

13.08%(10%)

Non-Performing Loan Ratio

0.05%

Profitability

Return on Assets (ROA)

1.64%(1%)

Return on Equity (ROE)

20.22%(10%)

Net Interest Margin

4.15%

Efficiency Ratio

56.16%(60%)

Lending & Liquidity

Total Loans

$417.8M

Loan-to-Deposit Ratio

65.26%

Net Charge-Off Ratio

0.01%

Growth

Asset Growth (YoY)

+8.22%

Deposit Growth (YoY)

+7.06%

Net Income

$10.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Fidelity BankHQ	745 Main St	Burke	SD	11
First Fidelity Bank	300 Mellette St	Bonesteel	SD	11
First Fidelity Bank	301 Main St	Colome	SD	11
First Fidelity Bank	100 N Main St	Draper	SD	11
First Fidelity Bank	1204 Yellowstone St	Fort Pierre	SD	11
First Fidelity Bank	113 E 6th St	Gregory	SD	11
First Fidelity Bank	123 Main St	Murdo	SD	11
First Fidelity Bank	501 S Main St	Platte	SD	11
First Fidelity Bank	211 S Main Ave	Presho	SD	11
First Fidelity Bank	425 N Main St	White River	SD	11
First Fidelity Bank	246 W 2nd St	Winner	SD	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.