United Savings Bank

BankPhiladelphia, Pennsylvania
HTTPS://WWW.UNITEDSAVINGSBANK.COM

Total Assets

$448.3M

Total Deposits

$326.0M

Branches

6

Established

1923

TFS Health Grade

$
D

64.7 / 100

Below average financial health

How we grade

United Savings Bank is a bank headquartered in Philadelphia, Pennsylvania, established in 1923. With $448.3M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D (64.7/100).

Capital & Safety

Tier 1 Capital Ratio
17.36%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.91%(1%)
Return on Equity (ROE)
5.07%(10%)
Net Interest Margin
3.05%
Efficiency Ratio
61.29%(60%)

Lending & Liquidity

Total Loans
$167.1M
Loan-to-Deposit Ratio
50.85%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+3.11%
Deposit Growth (YoY)
+2.26%
Net Income
$4.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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