Oregon Coast Bank

BankNewport, Oregon
www.oregoncoastbank.com

Total Assets

$449.6M

Total Deposits

$409.9M

Branches

7

Established

2002

TFS Health Grade

$
D-

60.0 / 100

Below average financial health

How we grade

Oregon Coast Bank is a bank headquartered in Newport, Oregon, established in 2002. With $449.6M in total assets and 7 branch locations, it has a TFS Financial Health Grade of D- (60.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.07%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.14%

Profitability

Return on Assets (ROA)
0.88%(1%)
Return on Equity (ROE)
11.96%(10%)
Net Interest Margin
3.23%
Efficiency Ratio
75.21%(60%)

Lending & Liquidity

Total Loans
$275.7M
Loan-to-Deposit Ratio
66.53%
Net Charge-Off Ratio
-0.18%

Growth

Asset Growth (YoY)
-2.80%
Deposit Growth (YoY)
+9.94%
Net Income
$4.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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