People's Bank of Commerce

BankMedford, Oregon
www.peoplesbank.bank

Total Assets

$788.7M

Total Deposits

$662.0M

Branches

11

Established

1998

TFS Health Grade

$
D+

69.8 / 100

Below average financial health

How we grade

People's Bank of Commerce is a bank headquartered in Medford, Oregon, established in 1998. With $788.7M in total assets and 11 branch locations, it has a TFS Financial Health Grade of D+ (69.8/100).

Capital & Safety

Tier 1 Capital Ratio
14.16%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.66%

Profitability

Return on Assets (ROA)
1.14%(1%)
Return on Equity (ROE)
8.47%(10%)
Net Interest Margin
4.39%
Efficiency Ratio
64.29%(60%)

Lending & Liquidity

Total Loans
$582.6M
Loan-to-Deposit Ratio
87.03%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
-1.25%
Deposit Growth (YoY)
-3.16%
Net Income
$9.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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