Oregon Pacific Banking Company dba Oregon Pacific Bank

BankFlorence, Oregon
www.oregonpacificbank.com

Total Assets

$811.8M

Total Deposits

$709.0M

Branches

6

Established

1979

TFS Health Grade

$
C+

78.0 / 100

Average financial health

How we grade

Oregon Pacific Banking Company dba Oregon Pacific Bank is a bank headquartered in Florence, Oregon, established in 1979. With $811.8M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C+ (78.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.96%(8%)
Total Capital Ratio
15.94%(10%)
Non-Performing Loan Ratio
0.44%

Profitability

Return on Assets (ROA)
1.16%(1%)
Return on Equity (ROE)
10.98%(10%)
Net Interest Margin
4.03%
Efficiency Ratio
65.59%(60%)

Lending & Liquidity

Total Loans
$599.6M
Loan-to-Deposit Ratio
83.41%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+4.58%
Deposit Growth (YoY)
+4.28%
Net Income
$9.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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