Summit Bank

BankEugene, Oregon
https://sbko.bank

Total Assets

$1.3B

Total Deposits

$1.1B

Branches

5

Established

2004

TFS Health Grade

$
D

66.5 / 100

Below average financial health

How we grade

Summit Bank is a bank headquartered in Eugene, Oregon, established in 2004. With $1.3B in total assets and 5 branch locations, it has a TFS Financial Health Grade of D (66.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.91%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.34%

Profitability

Return on Assets (ROA)
1.17%(1%)
Return on Equity (ROE)
11.18%(10%)
Net Interest Margin
4.69%
Efficiency Ratio
55.21%(60%)

Lending & Liquidity

Total Loans
$1.1B
Loan-to-Deposit Ratio
98.19%
Net Charge-Off Ratio
0.52%

Growth

Asset Growth (YoY)
+1.93%
Deposit Growth (YoY)
+0.71%
Net Income
$14.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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