Citizens Bank

BankCorvallis, Oregon
www.citizensEbank.com

Total Assets

$831.7M

Total Deposits

$705.7M

Branches

15

Established

1957

TFS Health Grade

$
D+

70.0 / 100

Below average financial health

How we grade

Citizens Bank is a bank headquartered in Corvallis, Oregon, established in 1957. With $831.7M in total assets and 15 branch locations, it has a TFS Financial Health Grade of D+ (70.0/100).

Capital & Safety

Tier 1 Capital Ratio
13.17%(8%)
Total Capital Ratio
23.87%(10%)
Non-Performing Loan Ratio
0.25%

Profitability

Return on Assets (ROA)
0.31%(1%)
Return on Equity (ROE)
3.11%(10%)
Net Interest Margin
3.59%
Efficiency Ratio
89.68%(60%)

Lending & Liquidity

Total Loans
$364.4M
Loan-to-Deposit Ratio
50.76%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+3.03%
Deposit Growth (YoY)
-0.20%
Net Income
$2.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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