American Bank and Trust Company

BankTulsa, Oklahoma
www.americanbanktulsa.com

Total Assets

$323.1M

Total Deposits

$269.4M

Branches

2

Established

1971

TFS Health Grade

$
D

63.5 / 100

Below average financial health

How we grade

American Bank and Trust Company is a bank headquartered in Tulsa, Oklahoma, established in 1971. With $323.1M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D (63.5/100).

Capital & Safety

Tier 1 Capital Ratio
13.94%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
3.99%

Profitability

Return on Assets (ROA)
1.06%(1%)
Return on Equity (ROE)
7.25%(10%)
Net Interest Margin
4.51%
Efficiency Ratio
50.83%(60%)

Lending & Liquidity

Total Loans
$199.0M
Loan-to-Deposit Ratio
73.00%
Net Charge-Off Ratio
0.56%

Growth

Asset Growth (YoY)
+5.79%
Deposit Growth (YoY)
+5.23%
Net Income
$3.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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