FSNB, National Association

BankLawton, Oklahoma
www.fsnb.com

Total Assets

$478.8M

Total Deposits

$384.6M

Branches

69

Established

1946

TFS Health Grade

$
D-

62.6 / 100

Below average financial health

How we grade

FSNB, National Association is a bank headquartered in Lawton, Oklahoma, established in 1946. With $478.8M in total assets and 69 branch locations, it has a TFS Financial Health Grade of D- (62.6/100).

Capital & Safety

Tier 1 Capital Ratio
17.33%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.32%

Profitability

Return on Assets (ROA)
3.82%(1%)
Return on Equity (ROE)
24.26%(10%)
Net Interest Margin
3.77%
Efficiency Ratio
69.33%(60%)

Lending & Liquidity

Total Loans
$142.4M
Loan-to-Deposit Ratio
36.35%
Net Charge-Off Ratio
1.09%

Growth

Asset Growth (YoY)
+3.40%
Deposit Growth (YoY)
+2.58%
Net Income
$18.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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