GenuBank

BankLas Vegas, Nevada
www.genubank.com

Total Assets

$221.1M

Total Deposits

$172.1M

Branches

3

Established

2008

TFS Health Grade

$
C

73.3 / 100

Average financial health

How we grade

GenuBank is a bank headquartered in Las Vegas, Nevada, established in 2008. With $221.1M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (73.3/100).

Capital & Safety

Tier 1 Capital Ratio
16.68%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.26%

Profitability

Return on Assets (ROA)
1.48%(1%)
Return on Equity (ROE)
7.47%(10%)
Net Interest Margin
3.93%
Efficiency Ratio
69.53%(60%)

Lending & Liquidity

Total Loans
$164.6M
Loan-to-Deposit Ratio
94.86%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+8.36%
Deposit Growth (YoY)
+9.04%
Net Income
$3.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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