Southwest Capital Bank

BankAlbuquerque, New Mexico
www.southwestcapital.com

Total Assets

$477.4M

Total Deposits

$428.5M

Branches

6

Established

1890

TFS Health Grade

$
D+

69.2 / 100

Below average financial health

How we grade

Southwest Capital Bank is a bank headquartered in Albuquerque, New Mexico, established in 1890. With $477.4M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D+ (69.2/100).

Capital & Safety

Tier 1 Capital Ratio
10.51%(8%)
Total Capital Ratio
17.76%(10%)
Non-Performing Loan Ratio
2.14%

Profitability

Return on Assets (ROA)
1.80%(1%)
Return on Equity (ROE)
20.15%(10%)
Net Interest Margin
4.33%
Efficiency Ratio
64.46%(60%)

Lending & Liquidity

Total Loans
$204.4M
Loan-to-Deposit Ratio
47.01%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+0.20%
Deposit Growth (YoY)
-0.72%
Net Income
$8.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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