Farmers State Bank

BankVictor, Montana
www.farmersebank.com

Total Assets

$773.6M

Total Deposits

$658.8M

Branches

11

Established

1907

TFS Health Grade

$
C

73.9 / 100

Average financial health

How we grade

Farmers State Bank is a bank headquartered in Victor, Montana, established in 1907. With $773.6M in total assets and 11 branch locations, it has a TFS Financial Health Grade of C (73.9/100).

Capital & Safety

Tier 1 Capital Ratio
9.18%(8%)
Total Capital Ratio
14.02%(10%)
Non-Performing Loan Ratio
0.53%

Profitability

Return on Assets (ROA)
0.96%(1%)
Return on Equity (ROE)
15.01%(10%)
Net Interest Margin
3.94%
Efficiency Ratio
75.70%(60%)

Lending & Liquidity

Total Loans
$495.6M
Loan-to-Deposit Ratio
74.22%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+6.60%
Deposit Growth (YoY)
+4.80%
Net Income
$7.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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