The First State Bank of Malta

BankMalta, Montana
www.fsbmalta.com

Total Assets

$201.3M

Total Deposits

$176.2M

Branches

1

Established

1903

TFS Health Grade

$
F

54.9 / 100

Poor financial health

How we grade

The First State Bank of Malta is a bank headquartered in Malta, Montana, established in 1903. With $201.3M in total assets and 1 branch locations, it has a TFS Financial Health Grade of F (54.9/100).

Capital & Safety

Tier 1 Capital Ratio
14.86%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.83%

Profitability

Return on Assets (ROA)
0.71%(1%)
Return on Equity (ROE)
5.63%(10%)
Net Interest Margin
2.74%
Efficiency Ratio
63.75%(60%)

Lending & Liquidity

Total Loans
$59.8M
Loan-to-Deposit Ratio
32.87%
Net Charge-Off Ratio
-0.20%

Growth

Asset Growth (YoY)
+20.15%
Deposit Growth (YoY)
+21.01%
Net Income
$1.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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