Three Rivers Bank of Montana

BankKalispell, Montana
WWW.THREERIVERSBANKMONTANA.COM

Total Assets

$310.9M

Total Deposits

$276.7M

Branches

3

Established

1974

TFS Health Grade

$
D

65.7 / 100

Below average financial health

How we grade

Three Rivers Bank of Montana is a bank headquartered in Kalispell, Montana, established in 1974. With $310.9M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D (65.7/100).

Capital & Safety

Tier 1 Capital Ratio
10.93%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.64%

Profitability

Return on Assets (ROA)
0.99%(1%)
Return on Equity (ROE)
10.13%(10%)
Net Interest Margin
4.64%
Efficiency Ratio
71.07%(60%)

Lending & Liquidity

Total Loans
$257.8M
Loan-to-Deposit Ratio
92.26%
Net Charge-Off Ratio
0.17%

Growth

Asset Growth (YoY)
-4.04%
Deposit Growth (YoY)
-2.13%
Net Income
$3.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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