Freedom Bank

BankColumbia Falls, Montana
www.freedombankmt.com

Total Assets

$143.7M

Total Deposits

$125.3M

Branches

1

Established

2005

TFS Health Grade

$
C-

71.8 / 100

Average financial health

How we grade

Freedom Bank is a bank headquartered in Columbia Falls, Montana, established in 2005. With $143.7M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C- (71.8/100).

Capital & Safety

Tier 1 Capital Ratio
12.38%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.56%

Profitability

Return on Assets (ROA)
2.00%(1%)
Return on Equity (ROE)
16.68%(10%)
Net Interest Margin
6.03%
Efficiency Ratio
54.91%(60%)

Lending & Liquidity

Total Loans
$131.8M
Loan-to-Deposit Ratio
103.76%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+5.18%
Deposit Growth (YoY)
+4.79%
Net Income
$2.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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