American Bank

BankBozeman, Montana
www.americanbankmontana.com

Total Assets

$628.8M

Total Deposits

$563.6M

Branches

6

Established

1970

TFS Health Grade

$
C

76.3 / 100

Average financial health

How we grade

American Bank is a bank headquartered in Bozeman, Montana, established in 1970. With $628.8M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (76.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.33%(8%)
Total Capital Ratio
16.60%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.64%(1%)
Return on Equity (ROE)
20.31%(10%)
Net Interest Margin
4.04%
Efficiency Ratio
59.51%(60%)

Lending & Liquidity

Total Loans
$392.2M
Loan-to-Deposit Ratio
68.41%
Net Charge-Off Ratio
-0.02%

Growth

Asset Growth (YoY)
-3.76%
Deposit Growth (YoY)
-3.57%
Net Income
$10.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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