Bank of Yazoo City

BankYazoo City, Mississippi
http://www.bankofyazoo.com

Total Assets

$308.0M

Total Deposits

$271.4M

Branches

5

Established

1876

TFS Health Grade

$
D-

61.9 / 100

Below average financial health

How we grade

Bank of Yazoo City is a bank headquartered in Yazoo City, Mississippi, established in 1876. With $308.0M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D- (61.9/100).

Capital & Safety

Tier 1 Capital Ratio
12.38%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.04%

Profitability

Return on Assets (ROA)
0.74%(1%)
Return on Equity (ROE)
7.29%(10%)
Net Interest Margin
2.92%
Efficiency Ratio
71.59%(60%)

Lending & Liquidity

Total Loans
$163.3M
Loan-to-Deposit Ratio
59.46%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
+0.39%
Deposit Growth (YoY)
-1.40%
Net Income
$2.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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