Bank of Winona

BankWinona, Mississippi
www.bankofwinona.com

Total Assets

$139.0M

Total Deposits

$116.1M

Branches

1

Established

1885

TFS Health Grade

$
D-

61.4 / 100

Below average financial health

How we grade

Bank of Winona is a bank headquartered in Winona, Mississippi, established in 1885. With $139.0M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D- (61.4/100).

Capital & Safety

Tier 1 Capital Ratio
13.04%(8%)
Total Capital Ratio
34.28%(10%)
Non-Performing Loan Ratio
1.25%

Profitability

Return on Assets (ROA)
0.40%(1%)
Return on Equity (ROE)
3.54%(10%)
Net Interest Margin
3.22%
Efficiency Ratio
85.14%(60%)

Lending & Liquidity

Total Loans
$47.5M
Loan-to-Deposit Ratio
40.15%
Net Charge-Off Ratio
0.09%

Growth

Asset Growth (YoY)
-2.17%
Deposit Growth (YoY)
-4.15%
Net Income
$566.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Mississippi