The Peoples Bank

BankRipley, Mississippi
WWW.PEOPLESRIPLEY.COM

Total Assets

$555.8M

Total Deposits

$497.9M

Branches

6

Established

1925

TFS Health Grade

$
D+

69.2 / 100

Below average financial health

How we grade

The Peoples Bank is a bank headquartered in Ripley, Mississippi, established in 1925. With $555.8M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D+ (69.2/100).

Capital & Safety

Tier 1 Capital Ratio
10.41%(8%)
Total Capital Ratio
21.93%(10%)
Non-Performing Loan Ratio
0.05%

Profitability

Return on Assets (ROA)
0.87%(1%)
Return on Equity (ROE)
10.08%(10%)
Net Interest Margin
2.43%
Efficiency Ratio
62.31%(60%)

Lending & Liquidity

Total Loans
$228.0M
Loan-to-Deposit Ratio
45.16%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+6.16%
Deposit Growth (YoY)
+5.08%
Net Income
$4.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Mississippi