Merchants and Planters Bank

BankRaymond, Mississippi
http://www.mpbank.net

Total Assets

$225.0M

Total Deposits

$188.7M

Branches

6

Established

1906

TFS Health Grade

$
D-

62.0 / 100

Below average financial health

How we grade

Merchants and Planters Bank is a bank headquartered in Raymond, Mississippi, established in 1906. With $225.0M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D- (62.0/100).

Capital & Safety

Tier 1 Capital Ratio
15.85%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.08%

Profitability

Return on Assets (ROA)
1.19%(1%)
Return on Equity (ROE)
7.60%(10%)
Net Interest Margin
4.10%
Efficiency Ratio
65.57%(60%)

Lending & Liquidity

Total Loans
$98.2M
Loan-to-Deposit Ratio
50.84%
Net Charge-Off Ratio
-0.03%

Growth

Asset Growth (YoY)
-3.52%
Deposit Growth (YoY)
-5.82%
Net Income
$2.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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