What is The Citizens Bank of Philadelphia, Mississippi's financial health grade?

The Citizens Bank of Philadelphia, Mississippi has a TFS Financial Health Grade of D (score: 65.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Citizens Bank of Philadelphia, Mississippi have?

The Citizens Bank of Philadelphia, Mississippi has 26 branch locations across the United States.

Is The Citizens Bank of Philadelphia, Mississippi FDIC insured?

Yes, The Citizens Bank of Philadelphia, Mississippi is FDIC insured (Certificate #12204).

What are the total assets of The Citizens Bank of Philadelphia, Mississippi?

The Citizens Bank of Philadelphia, Mississippi has total assets of $1.5B as reported in its most recent FDIC filing.

The Citizens Bank of Philadelphia, Mississippi

BankPhiladelphia, Mississippi

www.thecitizensbankphila.com

Total Assets

$1.5B

Total Deposits

$1.3B

Branches

Established

1908

TFS Health Grade

65.5 / 100

Below average financial health

How we grade

The Citizens Bank of Philadelphia, Mississippi is a bank headquartered in Philadelphia, Mississippi, established in 1908. With $1.5B in total assets and 26 branch locations, it has a TFS Financial Health Grade of D (65.5/100).

Capital & Safety

Tier 1 Capital Ratio

8.45%(8%)

Total Capital Ratio

13.06%(10%)

Non-Performing Loan Ratio

0.45%

Profitability

Return on Assets (ROA)

0.59%(1%)

Return on Equity (ROE)

13.56%(10%)

Net Interest Margin

3.08%

Efficiency Ratio

75.85%(60%)

Lending & Liquidity

Total Loans

$842.4M

Loan-to-Deposit Ratio

62.31%

Net Charge-Off Ratio

0.02%

Growth

Asset Growth (YoY)

+2.82%

Deposit Growth (YoY)

+24.81%

Net Income

$9.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Citizens Bank of Philadelphia, MississippiHQ	521 W Main St	Philadelphia	MS	11
The Citizens Bank of Philadelphia, Mississippi	15309 Lemoyne Blvd	Biloxi	MS	11
The Citizens Bank of Philadelphia, Mississippi	1830 Popps Ferry Rd	Biloxi	MS	11
The Citizens Bank of Philadelphia, Mississippi	301 W Main St	Carthage	MS	11
The Citizens Bank of Philadelphia, Mississippi	9065 Collinsville Rd	Collinsville	MS	11
The Citizens Bank of Philadelphia, Mississippi	15220 Highway 15	Decatur	MS	11
The Citizens Bank of Philadelphia, Mississippi	176 Main Ave	De Kalb	MS	11
The Citizens Bank of Philadelphia, Mississippi	2845 Lakeland Dr	Flowood	MS	11
The Citizens Bank of Philadelphia, Mississippi	247 N Woodland Dr	Forest	MS	11
The Citizens Bank of Philadelphia, Mississippi	12008 Highway 49	Gulfport	MS	11
The Citizens Bank of Philadelphia, Mississippi	6222 U S Highway 98	Hattiesburg	MS	11
The Citizens Bank of Philadelphia, Mississippi	775 N Jackson St	Kosciusko	MS	11
The Citizens Bank of Philadelphia, Mississippi	803 S Church Ave	Louisville	MS	11
The Citizens Bank of Philadelphia, Mississippi	100 E Main St	Louisville	MS	11
The Citizens Bank of Philadelphia, Mississippi	2209 Highway 45 N	Meridian	MS	11
The Citizens Bank of Philadelphia, Mississippi	45 Main Street	Noxapater	MS	11
The Citizens Bank of Philadelphia, Mississippi	2702 Bienville Blvd	Ocean Springs	MS	11
The Citizens Bank of Philadelphia, Mississippi	902 Sisk Ave	Oxford	MS	11
The Citizens Bank of Philadelphia, Mississippi	1519 Jackson Ave	Pascagoula	MS	11
The Citizens Bank of Philadelphia, Mississippi	599 Main St	Philadelphia	MS	11
The Citizens Bank of Philadelphia, Mississippi	912 W Beacon St	Philadelphia	MS	11
The Citizens Bank of Philadelphia, Mississippi	320 Highway 51	Ridgeland	MS	11
The Citizens Bank of Philadelphia, Mississippi	1048 Johnson Street	Scooba	MS	11
The Citizens Bank of Philadelphia, Mississippi	24 Pine Street	Sebastopol	MS	11
The Citizens Bank of Philadelphia, Mississippi	201 Highway 12 W	Starkville	MS	11
The Citizens Bank of Philadelphia, Mississippi	502 Bank St	Union	MS	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.