United Mississippi Bank

BankNatchez, Mississippi
www.unitedmsbk.com

Total Assets

$555.1M

Total Deposits

$479.8M

Branches

13

Established

1973

TFS Health Grade

$
D+

68.5 / 100

Below average financial health

How we grade

United Mississippi Bank is a bank headquartered in Natchez, Mississippi, established in 1973. With $555.1M in total assets and 13 branch locations, it has a TFS Financial Health Grade of D+ (68.5/100).

Capital & Safety

Tier 1 Capital Ratio
11.35%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.24%

Profitability

Return on Assets (ROA)
1.04%(1%)
Return on Equity (ROE)
9.60%(10%)
Net Interest Margin
4.55%
Efficiency Ratio
77.73%(60%)

Lending & Liquidity

Total Loans
$407.5M
Loan-to-Deposit Ratio
84.23%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+12.38%
Deposit Growth (YoY)
+23.06%
Net Income
$5.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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