The Jefferson Bank

BankGreenville, Mississippi
www.thejeffersonbank.com

Total Assets

$195.6M

Total Deposits

$161.5M

Branches

3

Established

1901

TFS Health Grade

$
B-

82.5 / 100

Good financial health

How we grade

The Jefferson Bank is a bank headquartered in Greenville, Mississippi, established in 1901. With $195.6M in total assets and 3 branch locations, it has a TFS Financial Health Grade of B- (82.5/100).

Capital & Safety

Tier 1 Capital Ratio
17.99%(8%)
Total Capital Ratio
21.89%(10%)
Non-Performing Loan Ratio
0.49%

Profitability

Return on Assets (ROA)
1.19%(1%)
Return on Equity (ROE)
6.57%(10%)
Net Interest Margin
5.01%
Efficiency Ratio
64.14%(60%)

Lending & Liquidity

Total Loans
$125.4M
Loan-to-Deposit Ratio
73.02%
Net Charge-Off Ratio
0.18%

Growth

Asset Growth (YoY)
+13.93%
Deposit Growth (YoY)
+15.38%
Net Income
$2.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Mississippi