The Cleveland State Bank

BankCleveland, Mississippi
www.clevelandstatebank.com

Total Assets

$337.5M

Total Deposits

$311.3M

Branches

4

Established

1908

TFS Health Grade

$
D

63.5 / 100

Below average financial health

How we grade

The Cleveland State Bank is a bank headquartered in Cleveland, Mississippi, established in 1908. With $337.5M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (63.5/100).

Capital & Safety

Tier 1 Capital Ratio
11.09%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.32%

Profitability

Return on Assets (ROA)
0.99%(1%)
Return on Equity (ROE)
15.32%(10%)
Net Interest Margin
3.55%
Efficiency Ratio
65.31%(60%)

Lending & Liquidity

Total Loans
$168.7M
Loan-to-Deposit Ratio
53.46%
Net Charge-Off Ratio
0.16%

Growth

Asset Growth (YoY)
+4.36%
Deposit Growth (YoY)
+3.27%
Net Income
$3.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Mississippi