What is First National Bank of Clarksdale's financial health grade?

First National Bank of Clarksdale has a TFS Financial Health Grade of D+ (score: 67.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First National Bank of Clarksdale have?

First National Bank of Clarksdale has 5 branch locations across the United States.

Is First National Bank of Clarksdale FDIC insured?

Yes, First National Bank of Clarksdale is FDIC insured (Certificate #19070).

What are the total assets of First National Bank of Clarksdale?

First National Bank of Clarksdale has total assets of $393.4M as reported in its most recent FDIC filing.

First National Bank of Clarksdale

BankClarksdale, Mississippi

www.fnbclarksdale.com

Total Assets

$393.4M

Total Deposits

$351.0M

Branches

Established

1964

TFS Health Grade

D+

67.5 / 100

Below average financial health

How we grade

First National Bank of Clarksdale is a bank headquartered in Clarksdale, Mississippi, established in 1964. With $393.4M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D+ (67.5/100).

Capital & Safety

Tier 1 Capital Ratio

12.56%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.64%

Profitability

Return on Assets (ROA)

0.88%(1%)

Return on Equity (ROE)

8.85%(10%)

Net Interest Margin

3.40%

Efficiency Ratio

67.41%(60%)

Lending & Liquidity

Total Loans

$248.9M

Loan-to-Deposit Ratio

70.17%

Net Charge-Off Ratio

0.02%

Growth

Asset Growth (YoY)

+4.54%

Deposit Growth (YoY)

+3.91%

Net Income

$3.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First National Bank of ClarksdaleHQ	402 E 2nd St	Clarksdale	MS	11
First National Bank of Clarksdale	1009 Lee Dr	Clarksdale	MS	11
First National Bank of Clarksdale	112 Lee Dr	Clarksdale	MS	11
First National Bank of Clarksdale	3043 University Avenue	Oxford	MS	11
First National Bank of Clarksdale	2531 Jackson Ave W	Oxford	MS	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.