What is First Security Bank's financial health grade?

First Security Bank has a TFS Financial Health Grade of C- (score: 72.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Security Bank have?

First Security Bank has 18 branch locations across the United States.

Is First Security Bank FDIC insured?

Yes, First Security Bank is FDIC insured (Certificate #17120).

What are the total assets of First Security Bank?

First Security Bank has total assets of $908.3M as reported in its most recent FDIC filing.

First Security Bank

BankBatesville, Mississippi

www.firstsecuritybk.com

Total Assets

$908.3M

Total Deposits

$785.4M

Branches

Established

1952

TFS Health Grade

C-

72.5 / 100

Average financial health

How we grade

First Security Bank is a bank headquartered in Batesville, Mississippi, established in 1952. With $908.3M in total assets and 18 branch locations, it has a TFS Financial Health Grade of C- (72.5/100).

Capital & Safety

Tier 1 Capital Ratio

9.22%(8%)

Total Capital Ratio

15.32%(10%)

Non-Performing Loan Ratio

0.66%

Profitability

Return on Assets (ROA)

1.04%(1%)

Return on Equity (ROE)

12.39%(10%)

Net Interest Margin

3.89%

Efficiency Ratio

67.88%(60%)

Lending & Liquidity

Total Loans

$550.5M

Loan-to-Deposit Ratio

69.13%

Net Charge-Off Ratio

0.11%

Growth

Asset Growth (YoY)

+4.04%

Deposit Growth (YoY)

-1.74%

Net Income

$9.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Security BankHQ	295 Highway 6 W	Batesville	MS	11
First Security Bank	230 Power Dr	Batesville	MS	11
First Security Bank	275 Highway 6 W	Batesville	MS	30
First Security Bank	130 Highway 51 N	Batesville	MS	23
First Security Bank	3299 Highway 309 N	Byhalia	MS	11
First Security Bank	227 N Main St	Como	MS	11
First Security Bank	729 Broad St	Crenshaw	MS	11
First Security Bank	985 E Commerce St	Hernando	MS	11
First Security Bank	1651 Charlie Pride Rd S	Marks	MS	11
First Security Bank	6659 Highway 305 N	Olive Branch	MS	11
First Security Bank	5028 Goodman Rd	Olive Branch	MS	11
First Security Bank	7024 Highway 51 N	Pope	MS	11
First Security Bank	11490 Old Highway 61 North	Robinsonville	MS	11
First Security Bank	610 E Lee St	Sardis	MS	23
First Security Bank	201 S Main St	Sardis	MS	11
First Security Bank	700 Cunningham Loop	Senatobia	MS	11
First Security Bank	3035 Church Rd E	Southaven	MS	11
First Security Bank	1262 Edwards Ave	Tunica	MS	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.