St. Johns Bank and Trust Company

BankSaint Louis, Missouri
https://www.stjohnsbank.com

Total Assets

$305.1M

Total Deposits

$268.6M

Branches

4

Established

1926

TFS Health Grade

$
D

63.9 / 100

Below average financial health

How we grade

St. Johns Bank and Trust Company is a bank headquartered in Saint Louis, Missouri, established in 1926. With $305.1M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (63.9/100).

Capital & Safety

Tier 1 Capital Ratio
11.76%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.93%

Profitability

Return on Assets (ROA)
0.87%(1%)
Return on Equity (ROE)
7.82%(10%)
Net Interest Margin
4.67%
Efficiency Ratio
74.98%(60%)

Lending & Liquidity

Total Loans
$226.1M
Loan-to-Deposit Ratio
82.83%
Net Charge-Off Ratio
0.13%

Growth

Asset Growth (YoY)
-1.63%
Deposit Growth (YoY)
-3.14%
Net Income
$2.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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