Mid America Bank

BankJefferson City, Missouri
http://www.midambk.com

Total Assets

$1.1B

Total Deposits

$967.2M

Branches

11

Established

1914

TFS Health Grade

$
C

75.7 / 100

Average financial health

How we grade

Mid America Bank is a bank headquartered in Jefferson City, Missouri, established in 1914. With $1.1B in total assets and 11 branch locations, it has a TFS Financial Health Grade of C (75.7/100).

Capital & Safety

Tier 1 Capital Ratio
11.20%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.16%

Profitability

Return on Assets (ROA)
2.29%(1%)
Return on Equity (ROE)
19.30%(10%)
Net Interest Margin
4.76%
Efficiency Ratio
51.89%(60%)

Lending & Liquidity

Total Loans
$800.6M
Loan-to-Deposit Ratio
81.89%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+13.35%
Deposit Growth (YoY)
+14.13%
Net Income
$23.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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