M1 Bank

BankClayton, Missouri
www.m1.bank

Total Assets

$1.2B

Total Deposits

$1.1B

Branches

2

Established

1911

TFS Health Grade

$
C-

72.8 / 100

Average financial health

How we grade

M1 Bank is a bank headquartered in Clayton, Missouri, established in 1911. With $1.2B in total assets and 2 branch locations, it has a TFS Financial Health Grade of C- (72.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.93%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.63%(1%)
Return on Equity (ROE)
16.22%(10%)
Net Interest Margin
3.79%
Efficiency Ratio
42.31%(60%)

Lending & Liquidity

Total Loans
$932.1M
Loan-to-Deposit Ratio
85.88%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+2.73%
Deposit Growth (YoY)
+2.78%
Net Income
$18.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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