FM Bank

BankWaseca, Minnesota
mybankfm.com

Total Assets

$705.2M

Total Deposits

$620.7M

Branches

6

Established

1878

TFS Health Grade

$
C-

72.7 / 100

Average financial health

How we grade

FM Bank is a bank headquartered in Waseca, Minnesota, established in 1878. With $705.2M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C- (72.7/100).

Capital & Safety

Tier 1 Capital Ratio
7.87%(8%)
Total Capital Ratio
11.32%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
1.12%(1%)
Return on Equity (ROE)
16.11%(10%)
Net Interest Margin
3.12%
Efficiency Ratio
59.52%(60%)

Lending & Liquidity

Total Loans
$468.0M
Loan-to-Deposit Ratio
75.00%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+6.87%
Deposit Growth (YoY)
+3.75%
Net Income
$7.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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