Wadena State Bank

BankWadena, Minnesota
www.wadenastatebank.com

Total Assets

$206.0M

Total Deposits

$186.4M

Branches

4

Established

1917

TFS Health Grade

$
C-

71.1 / 100

Average financial health

How we grade

Wadena State Bank is a bank headquartered in Wadena, Minnesota, established in 1917. With $206.0M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (71.1/100).

Capital & Safety

Tier 1 Capital Ratio
10.18%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.10%

Profitability

Return on Assets (ROA)
1.73%(1%)
Return on Equity (ROE)
21.06%(10%)
Net Interest Margin
4.35%
Efficiency Ratio
57.51%(60%)

Lending & Liquidity

Total Loans
$134.4M
Loan-to-Deposit Ratio
71.42%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+2.17%
Deposit Growth (YoY)
+1.51%
Net Income
$3.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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