Americana Community Bank

BankSleepy Eye, Minnesota
www.americanafinancial.com

Total Assets

$174.5M

Total Deposits

$154.6M

Branches

4

Established

1881

TFS Health Grade

$
D

63.7 / 100

Below average financial health

How we grade

Americana Community Bank is a bank headquartered in Sleepy Eye, Minnesota, established in 1881. With $174.5M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (63.7/100).

Capital & Safety

Tier 1 Capital Ratio
11.50%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.63%

Profitability

Return on Assets (ROA)
0.57%(1%)
Return on Equity (ROE)
5.68%(10%)
Net Interest Margin
3.95%
Efficiency Ratio
77.23%(60%)

Lending & Liquidity

Total Loans
$135.6M
Loan-to-Deposit Ratio
86.91%
Net Charge-Off Ratio
0.30%

Growth

Asset Growth (YoY)
-3.42%
Deposit Growth (YoY)
+2.26%
Net Income
$1.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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