Citizens Independent Bank

BankSaint Louis Park, Minnesota
www.bankcib.com

Total Assets

$314.6M

Total Deposits

$267.1M

Branches

4

Established

1950

TFS Health Grade

$
D-

62.5 / 100

Below average financial health

How we grade

Citizens Independent Bank is a bank headquartered in Saint Louis Park, Minnesota, established in 1950. With $314.6M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D- (62.5/100).

Capital & Safety

Tier 1 Capital Ratio
12.20%(8%)
Total Capital Ratio
18.86%(10%)
Non-Performing Loan Ratio
4.62%

Profitability

Return on Assets (ROA)
0.06%(1%)
Return on Equity (ROE)
0.60%(10%)
Net Interest Margin
3.74%
Efficiency Ratio
83.37%(60%)

Lending & Liquidity

Total Loans
$203.0M
Loan-to-Deposit Ratio
74.22%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
-4.99%
Deposit Growth (YoY)
-3.87%
Net Income
$178.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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